7 Elements to building a Successful Property Portfolio

This report will reveal the 7 essential elements that you need to have in place to ensure your success in property investment.  You’ll find out how to avoid the simple but crucial mistakes many many property investors make… one that could end you costing you thousands of dollars.

“If you want to learn the secrets of the most successful investors know and try to keep to themselves then read each section  of this report.

If you have answered “YES” to any of these questions, you need to read this report!

Key Takeaways

  • Would you like to invest in property but are unsure of the right strategy for your needs?
  • Are you confused by the overwhelming amount of investment information, financial products and advice available?
  • Do you worry that the wrong advice could seriously affect your property investing success?

The Right Investment

Discover the most critical step to property investment before you start to invest – if you DON’T define this step, you will never have success with property investment.” The first step is determining your strategy.

The question is not “what is the right strategy?” But rather, “what is the right strategy for you?” You should not invest in the property until you know your strategy.

Developing the strategy right is an absolutely crucial first step. The majority of investors are what we call “accidental investors”- they accidentally buy a property without much thought. Perhaps they upsized to a new house and decided to rent their old house rather than sell, and maybe they bought it while on holiday, perhaps they inherited or maybe they just bought it because it seemed like a good idea. However, they most likely did not sit down and actually plan what they were attempting to achieve from their property investments.

“Everyone who wants to be financially independent needs to plan how they are going to get there! Financial independence rarely happens by accident, and the plan needs to include these three important points.”

“Everyone who wants to be financially independent needs to plan how they are going to get there! Financial independence rarely happens by accident, and the plan needs to include these three important points.

  • What do you want to achieve?
  • Why do you want to achieve it?
  • How are you going to achieve it?

What is your ‘so that’ factor?

What is your emotionally dominant’ reason?

  • Is it so that you can retire early and relax on the beach or travel the world?
  • Is it ‘so that you can provide housing for your children as you realise housing is becoming less and less affordable?
  • Is it so that you can give more money to charitable causes?

The more you understand the ‘what’ and ‘why’, the more likely you are to stay on track and achieve your goals, the more likely you are to take the steps necessary to reach your goals and realise your dream. The ‘what you want to achieve’ needs to be in clear and measurable terms so that you can set specific goals.

For Example

Let’s say you want to retire at age 55 so that you can help your daughters with their children by babysitting when they are due to go back to work. This is a ‘so that’ factor, and it is specific. We can then calculate how much money you will need to have at age 55 to make this happen. Then we can look at the ‘how’ to achieve this goal through property investing.

Or you may have a completely different strategy. Maybe you are a handyman/woman who loves home improvements and handiwork, yet you’re stuck in a tedious office job. Perhaps you would like to purchase a set of units so that you can eventually retire early and look after the maintenance on the units as a full-time job.

Perhaps you want to buy properties close to home and good universities so that your children can move into them when they are studying to become doctors and lawyers.

So once you understand your ‘so that’ factor, we can begin to look at the ‘how’. We will help you identify your individual strategy.

Strategy 1:  Buy & Hold


The ‘Buy, renovate and sell or hold’ strategy can maximise potential gain by improving areas of the property that are unsightly, such as an un-landscaped front yard, a messy entranceway, a run-down bathroom or kitchen.  This is a good strategy for those with the time and skills (i.e. tradesmen or women) that can complete the renovation themselves

Most investors choose to buy, hold, and bank on the average capital growth of around 7% to 10% per annum to minimise transaction costs. This way, the transaction costs are averaged out over the property’s years and become far less significant. It is safe to say that a ‘buy and hold’ strategy should be implemented for at least 7-10 years, and the longer, the better.

You don’t need to constantly monitoring the market – every latest deal and every market movement. You simply buy a suitable property in a good location with good rental returns and high tenancy rates, and then you forget all about it. You set yourself a goal of, say, one property every 6-12 months and then once you have this property, you just forget about it. You can continue on with your day job knowing that the property is on remote control’.

“The ‘buy and hold’ strategy allows you to withdraw equity from each property as it grows and use this towards your next purchase, and this saves the significant transaction costs of constant buying and selling.”


One disadvantage with the buy-and-hold strategy is liquidity. Due to the longer timeframe required for this strategy, it can sometimes be difficult to access if you need quick cash for emergencies. That is where having the right strategy in place won’t over-expose your financial well-being. We will teach you how to set up your portfolio without being over-exposed.

We will teach you how to set up your portfolio without being over-exposed.

Strategy 2:  Buy, Renovate and Sell or Hold


The ‘Buy, renovate and sell or hold’ strategy can maximise potential gain by improving areas of the property that are unsightly, such as an un-landscaped front yard, a messy entranceway, a run-down bathroom or kitchen.

This is a good strategy for those with the time and skills (i.e. tradesmen or women) that can complete the renovation themselves

It is an exceptionally good strategy for those who have the lifestyle suitable to living in the property for a year or more, renovating it and then selling it.


The main disadvantage of this strategy is the chance of getting it wrong and making a loss. Transaction costs are another major disadvantage of this strategy. In a market moving quickly upwards, good profits can be made, but in a slower moving market, you need to make serious gains on your improvements just to cover the transaction costs (see above re-costs).


Use this strategy too often and you will lose your capital gains exemption and could be viewed by the taxman as a property developer and lose the capital gains 50% exemption as well. A bad outcome – so seek professional advice.

“Adding value by carrying out improvements needs to be carefully planned and executed. Not everything adds value, and it is easy to over-capitalise and not get your money back. What you do need to be is market appropriately.”

Strategy 3: Buy + Sub-Divide + Sell or Hold


Fantastic opportunity for those not faint-at-heart.  Serious profits can be made by buying land capable of subdivisions and doing what the previous owner could not do.


You need a large amount of capital (i.e. cash) behind you as, particularly in the current environment, the banks are simply not willing to lend serious money to even the most experienced property developer.

If you are a novice, your chances of getting finance are seriously slim.  It can still be done, but you will need to put in a large portion of the funds for the development yourself. There are ways around this, such as vendor finance, joint venture partners, and obtaining pre-sales. Above all else – seek professional advice.  In this instance, the taxman will definitely see you as a property developer rather than an investor.  This means you will be subject to income tax and GST as opposed to the far more lenient capital gains regime. You will also need to become involved with local councils and their development approval processes, surveyors, architects, etc.  You will need to make this almost a full-time job.

Strategy 4: Buy and Sell


A simpler version of the buy, renovate and sell example above is only that you don’t have to renovate, and you simply buy, hold and sell for profit.  This can be a great strategy in a fast, upwardly moving market.


Once again, transaction costs make this a challenging strategy to profit. You need your property to increase around $40,000 in value before you break even, and this is, on average, one year’s capital gain. This strategy also relies on many external factors like the availability of finance and market fluctuations. This type of strategy is more suited to an experienced investor.

Strategy 5: Buy + Build + Sell or Hold


This strategy is similar to the “buy and subdivide and sell” strategy and once again not for the faint-hearted. On the upside, there is good profit to be made, particularly for those able to be involved in the building process themselves. Adding real value by building or improving a property is one of the most fundamentally sound ways to make a profit.


As above for subdivision -tax consequences will be adverse, and you will have to become involved with councils, surveyors, and the like and with builders, tradespeople, suppliers, etc. Delays in any of these areas can lead to lengthy hold periods and erode all the project’s profit. In some cases, if very lengthy delays are experienced, the entire project might not even turn a profit.

Strategy 6: Buy and Flip

This can mean different things to different people, but it usually means to buy ‘off the plan’ and sell before settlement.  Some investors use this strategy to buy a few properties and then sell most of them before settlement.  They then apply the profits to reduce the debt on the properties they retain. It is a fantastic strategy for the experienced investor, and it works well in an upward-moving market.

However, it can be fraught with danger if the market falls during the construction period and you don’t have the spare resources (cash or equity) to cover the shortfall. It can be a bit like the stock market ‘margin calls’ that are rapidly bringing the share market to a grinding halt. If you intend to buy and flip, it is essential to get professional advice to ensure that you can cope with a possible decline in value. If your financial position is such that you could survive, then the buy and flip strategy can bring some fantastic possibilities. If you proceed down the buy and flip path (after seeking professional advice) – look for developments with the following criteria:

Look for brand new developments.

  • Developments that have a suitable timeframe to completion.
  • Projects with Progress Payment Plan that does not require the bulk of the payment until near the end of construction. Only a 10% deposit is required to hold the property until completion and settlement.
  • Be first in – often, the best gains are to be made early when the developer needs to sell quickly to meet the bank’s “re-sales” requirements. This will assist an investor as the project nears completion, and the price may have already risen substantially as the developer is no longer in need of a quick sale.
  • Work with a professional that can assist you in determining the suitability of potential properties.

Strategy 7: Refresh your Portfolio

Sometimes it is necessary to “go back to the drawing board”. You may have a portfolio that is not quite right. You may have had good intentions, theories, dreams or hunches when you bought particular properties, but looking back, you realise you made a mistake. But that’s OK. As they say, “There is no such thing as failure unless you fail to get back up again.” The successful man is one who fails four times but gets back

up five times. There are times when the best thing to do is sell and move on. Other times you may need to sell because you did not seek the right advice in the first place, and you have the wrong loan in place or have bought in the wrong name.  A typical example is a client who has purchased a home and followed their parent’s advice focusing on paying down the mortgage. Now they want to upgrade and rent this property out.

Bad news – the reduced loan amount means the property is positively geared, and they will be taxed on the excess of rent over interest. Worse still, they will have to take out a large loan to buy their home, which will be a non-tax deductible debt.

“Shhhhhhhh !! Some very innovative strategies can assist in these situations, but these are a secret only to be shared amongst the elite investors and clients of Strategic Investors.”

Strategy 8:  House and Land Packages


Stamp duty savings as you pay stamp duty on the land component only.

In a moving market, an investor can make a gain on the investment simply by holding it in the period between agreeing to purchase and when construction is complete.


The cost of servicing the loan throughout the construction period needs to be carefully considered. Remember – while the property is being built, you will not have a tenant to pay your rent.

In many cases, banks will instruct valuers to be very conservative on Construction valuations due to the increased risk of taking an incomplete property as security for a loan. This can sometimes mean that more equity is required to secure finance for a House and Land Package than would be necessary for a completed property.


“The good news is that a lot of the cons can be extinguished by undertaking due diligence and research. You need to ensure that the developer has a soundtrack record of choosing houses in the right location, choosing builders that have stable and profitable track records, and choosing properties that suit your financial goals.”

You also need an outstanding mortgage broker. House and land contracts and the process itself is fraught with complications and technicalities. You need a broker who is experienced in financing such developments.

Strategy 9: Rental Income Guarantees


A genuine Rental Income Guarantee is a rare thing. If you can find one, it can be an outstanding way of ensuring your ‘sleep-at-night’ factor. The biggest fears in property investing are; “What if I can’t find a tenant?” and “What if my tenant doesn’t pay their rent?”

A genuine Rental Income Guarantee can take both of these

fears away as the guarantor pays your rent regardless of whether the property is tenanted or not. Therefore, you can rest easy knowing that your rent will be coming in to cover your mortgage each and every month.


Typically, the biggest pitfall to avoid here is buying a property where the purchase price has been inflated to cover the expense of a rental guarantee, even if you do not take it. Guaranteeing the rent can be very expensive, so you should expect to pay a nominal fee for a reliable guarantee, just the same as you would expect from an insurance company.


Once again, do your due diligence:

  • Ensure the properties are not over-inflated to compensate for the rental return. For example, are you able to buy the property on the open market or from the developer for the same price without the rental guarantee?
  • Ask the guarantee, “what’s the catch?”. There must be something in it for the guarantor, or they wouldn’t do it.  AS them, “how do you make your money?”
  • Ensure the rental agreement fee aligns with industry norms- around 7-8% depending on the state.
  • Ensure you can withdraw from the rental income guarantee anytime you want to, in case your circumstances change and you want to sell the property or move into it.

Security. Freedom. Flexibility

  • Rental income assured for the next 10 years
  • Total flexibility – cancel anytime
  • Rent paid even if your property is vacant
  • Rent payment at market rates

Our Rental Income Agreement provides you with peace of mind that comes with knowing that your rental income will be paid should your tenant not pay their rent or your property is untenanted. Don’t risk putting yourself through the financial stress of income loss if your tenant vacates, does not pay the rent or if can’t even find a tenant in the first place.

Please note:

The Strategic Investor’s Rental Income Agreement is valid only when held in conjunction with a landlord’s protection insurance policy and only when making a purchase from our extensive range of property from Strategic Investor. Terms & conditions apply and are included in our Rental Income Agreement document.

The Right Finance

Having a good broker can help you be confident that you have found the right loan and structure so that you can meet long-term financial goals and avoid serious costs – potentially saving thousands of dollars in long term exit fees and interest rates.

Finding the right loan to meet your needs can be a very daunting task. With so many lenders to choose from and so many products within each lender, it is impossible for the average investor to choose between the various products (including all the fine print).  It is important that you are sure the finance you are choosing is the most suitable for your circumstances.

Compare a Good Broker to a Good Bank Manager – Use the example of buying a car

If you walk into a Ford car yard and describe all of the features you want in a car and the salesperson thinks to themselves, “Gee, the latest Holden Statesmen would be the best,” – will he tell you that? No! He will convince you that the latest Ford something-or-other meets your needs. It’s the same with the banks. If you walk into a bank, any bank, you will only be sold that bank’s products.

We would recommend that everyone who needs to take out a mortgage should use the valuable services of a mortgage broker. Whether you are buying your first home or investment property or whether you are building a huge investment portfolio, you should consult a mortgage broker. The advantages of using a broker are twofold. Firstly, it is free – the bank pays the broker the commission – and secondly, the broker is aligned with many lenders and banks and will find the most suitable loan for you. It is in the broker’s interest to find you a great deal because they want your continued business.

In most cases, brokers have access to over 30 banks and lending institutions, including all of the majors (CBA, ANZ, NAB, Westpac) and many popular smaller and non-bank lenders (ING, Bankwest, Suncorp, etc). Mortgage brokers will help you find your way through the complex maze of product choices and help you decide the best one for you. Everyone’s situation is different, and different products suit different circumstances.

Mortgage brokers also assist you with all of the paperwork, submit the loan, handle all the bank’s questions, coordinate the process with your solicitor and real estate agent and basically take all the stress and pressure from you. They’ll hold your hand the whole way through and deal with any complications that may arise

Mortgage Brokers

It is vital to get the “right finance” but is also just as essential to get the “structure” right. It can be very costly, frustrating and time-consuming to act hastily and rush the finance part of the property transaction and not get it right. Realising your mistake later can cost you tens of thousands of dollars in break fees, discharge fees, re-evaluation fees, application fees, fees, fees, and more fees.


  • Will undoubtedly save you time in shopping for loans. Usually free.
  • Professional and Independent Assistance.
  • Sometimes, given the broker-lender relationship, a bank will accept a loan application they would otherwise have rejected.


  • You may pay more for your loan than necessary if the broker is not independent.
  • They may charge excessive fees or undisclosed commissions.
  • You may be persuaded to borrow more than you need, which will boost their commission.


  • Use a reputable broker or a Broker that has been referred to you by a friend or family member.
  • Make sure your broker gives you a clear and accurate breakdown of any fees and charges that you might have to
  • Check that the broker is appropriately licenced and if you have any doubts, verify this via ASIC, FBAA or MFAA websites
Find out your borrow capacity

The Right Tax Advice

How to build your property portfolio using the tax man’s money?

“It is crucial to get the tax strategy right from the beginning. The wrong choices during the purchase period can result in losing tens of $1000’s in tax benefits. It is also very costly to change the tax structure further down the track.”

In the subsequent sections, we will examine each of these key factors, offering insights and guidance on how to assess and integrate them into your property investment strategy.

Issues that you need to consider as a property investor are

  • What structure can maximise tax benefits – individual, company, trust, self-managed superannuation fund?
  • What income tax, negative gearing, capital gains tax and land tax issues related to each structure are – choosing the wrong structure can lead to missing out on tax savings or benefits.
  • Which name to buy in to maximise tax benefits – most people think they should buy in the higher income earner’s name, and this may be correct but can exacerbate capital gains tax and land tax.
  • Tax deductibility of pre-purchase and ongoing costs – can you claim the travel expenses or other associated costs?
  • How to maximise tax deductions – how are you going to record all your expenses? Should you get a depreciation report? What about travel expenses for interstate properties? Can you renovate before a tenant moves in and claim these expenses?
  • Structuring finance so as to maximise tax benefits – this is an essential step that many people get wrong without the correct assistance.
  • Is there any way of legally extracting the equity from your home and using it to buy your next home in a tax-effective manner? Perhaps.

The Right Property

How to buy the right property at the right time in the right location in less than 5-minutes.

Sourcing the Right Property:

Once you have decided the Right Strategy, organised the Right Finance and sought the Right Tax Advice, you then need to source the Right Property.  This can be an extraordinarily time-consuming, complex and confusing process. You can do it yourself if you have time to spend hour upon hour every night and weekend researching and ensuring that you are completing your due diligence.


  • You will need to research:
  • The best estates to invest in all across Australia. The best suburbs within those states.
  • The best streets in those areas the demographics (in relation to those in the area – their age, sex, marital status, average income, family size and whether they are renters or owners – both now and predicted)
  • The capital growth of the area – both now and predicted. The area’s average rent – both now and predicted The infrastructure of the area – both now and predicted.
  • The government zonings of the area (now and planned changes) the government’s plans for the development of roads, hospitals, schools, shopping centres, etc.
  • The government’s planned changes or improvements to surrounding roads,highways and suburbs plus many, many more factors.

“Buyer’s agents work for the buyer, not the Seller.”

Once you have researched all of the above and are sure that you have located the right area of Australia to invest in, you will need to contact all the local real estate agents.  Set aside a few weeks of your time, try to arrange for all of these agents to show you the stock they have on hand at that time and hope you can find a property that meets your criteria. Or you can use a property buyer’s agent service or a property aggregator.

What is a buyer’s agent or property aggregator?

It would help if you had impartial, independent and reliable advice in order to be successful at property investment, and that’s precisely what buyers’ agents and property aggregators are in the business of providing.

Imagine that instead of having to contact several different real estate agents and developers and then having to sift through all of the competing and contradictory information they give you, imagine if you could contact just one agent, and they would do all the running around for you. They would contact many different vendors, real estate agents, developers, etc. and, after determining what your needs and wants are, they will then present a summary of the best options available on the market at the moment that suit YOUR NEEDS. That’s what Buyer’s agents or Property Aggregators do, and they work for you.

They provide market analysis and identify growth areas in the capital city markets. They identify, source and negotiate specific investment properties in keeping with market conditions and the client’s requirements.

Clients are provided with recommendations based on:

  • Indicative investment cash flows.
  • Detailed market demographics and commentary.
  • Specific property recommendations. Property plans, photos, specifications, etc.
  • Assisting clients with the purchase of appropriate investment properties.
  • Coordination of the purchase process and ongoing client support.

What to look for in a buyer’s agent

Independence is the number one factor. Ask them if they:

  • Sell more than one product from more than one developer.
  • Have access to all of the fast-growing estates of Australia.
  • Are knowledgeable about investment strategies.
  • Have access to other professionals necessary to help you complete the transaction, i.e. :
    • Property strategists
    • A finance team
    • Tax advisors
    • Property managers
    • Life coaches

A really good buyer’s agent is knowledgeable about most mainstream investment strategies. They have an understanding of what the client’s needs are on a more personal level concerning their goals, strategy and fears. They have the ability to hear the client’s views and turn them into a  plan of action”.

Why use Strategic Investor? Strategic Investor will take a client’s request and apply their experienced strategies to deliver a fantastic result for that client.  You wouldn’t ask a boxer to perform brain surgery, so why not use an expert property sleuth to find the right investment for you?

Here is an example from one of our clients

“This is a comparison of my own experience with buying a property in Frankston, Victoria and Springfield, Queensland.  For the Frankston property, my husband and I spent hours researching, calling agents, comparing properties on the internet, etc. Then we took four days off work, flew to Melbourne and spent four solid days in a hire car looking at as many properties as possible. Our heads were spinning, and we had no real idea of what we were doing. In the end, we spent $3,500 on the trip (not to mention the cost of four days off work and countless hours of research) and simply wanted to buy something…anything… – so we didn’t have to do it again. So we bought the best of a bad lot and hoped for the best. When we decided to buy in Queensland, we hired a buyer’s agent, accepted his recommendations and signed on the dotted line. To this day, we have not even seen this property, and it has performed far better than the Frankston one. I used to think I knew it all and could do it all myself. Now I realise it is far more appropriate and time-saving to pay the experts to do what the experts do best – allowing me to do what I do best”.

The Right Management

Why Use a Property Manager?

It’s crucial that your investment property is well-managed and that you choose a good property manager. Effective property management is the key to protecting your asset. Remember, it’s not just a property, it’s a significant investment, and you want it well looked after. You want its value to remain high, and you want the best rental return on your investment.

A good property manager will excel in the following: Marketing

Marketing your investment property to get maximum exposure to the right kinds of tenants. Effective marketing is a key factor in ensuring your property is not left vacant.


Legal Requirements

Being fully aware of all legal requirements and ensuring that all government legislation relevant to your investment property are complied with – advising you on your rights and obligations.

Your Rent

Consistently monitoring market trends for rental returns and ensuring your investment is getting the highest possible rental return – regular rental reviews – ensuring tenants pay the rent on time.

Tenant Selection

Ensuring the best quality tenant for your investment property – following strict and professional guidelines in tenant selection, including checking references, employment stability, proof that the tenant is capable of paying the rent and a good track record in their previous rental history.

Agreement Preparation

Arranging the preparation and signing of the residential tenancy agreement and lodging the rental bond.

Tenant Management

Ensuring the tenant is well educated in terms of the residential tenancy agreement and that the terms of the tenancy agreement are complied with.

Building A Good Relationship With The Tenant

A happy tenant is a tenant who stays and who will contact their property manager immediately with any issues.

Acting as Negotiator to Any Disputes Between the Tenant and the Landlord

A good property manager can ensure that most disputes between landlords and tenants are solved before they escalate.

Rent Collection

Providing a good range of options for tenants to pay their rent – requiring tenants to pay rent in advance – daily monitoring of incoming rentals – effective management of any rental delays.

Looking After Your Investment

Knowing your property inside out – conducting regular inspections of your property (as per the legislation) and forwarding you a written report on its condition and any maintenance that may be needed.  Conducting periodic reviews of the property to assess the external appearance and to ensure its being well-maintained is necessary. Giving you feedback to help you budget for larger items of expenditure that may be required and providing an after-hours contact for emergencies.


Communicating well with you on your investment.

Saving Your Hassle

No need for you to interact with your tenant at all – paying bills for you, invoicing tenants for user-pays water costs – monitoring and handling any maintenance required, obtaining quotes, dealing with tradespeople, ensuring the job is well done – providing statements for your tax return.

And if you decide to refresh your investment portfolio…

No need for you to interact with your tenant at all – paying bills for you, invoicing tenants for user-pays water costs – monitoring and handling any maintenance required, obtaining quotes, dealing with tradespeople, ensuring the job is well done – providing statements for your tax return.

Liaising with your tenant and your real estate agent to make the sales process easier, smoother and faster – or liaising with your mortgage broker regarding access for valuation purposes, all making things easier for you to refresh your portfolio.

The Right Management solution is one of the most important strings to your investment bow. The management of your property ensures that your investment is being looked after in all aspects. The property manager makes sure that your interests are looked after, priority number one! Diligent property management will ensure that your investment property is always tenanted with only top quality tenants.

The point is that the Right Management is a tool that allows you to have a safe and worry-free investment solution that is truly “Set and Forget”.

The Right Coach

Why Use a Property Manager?

This is very simpl. Most “wanna-be” property investors fail because they fail to “act”. They really, really want to do something, but they just don’t know where to begin. They start researching and get even more overwhelmed – there is so much out there! Many people then suffer from “analysis paralysis”.

They get so caught up trying to pinpoint the best time to buy, the best location to buy-in, and the best type of property to buy.  In the end, they simply DON’T buy. Many people want to research and research until they are absolutely 100%, without any doubt sure that they are entirely correct and certain of their decision. If they wait till then, they will simply never buy. Experienced property investors know you can never be 100% sure you have got it right. Even the most experienced investors get the jitters on D-Day (exchange and settlement day).

It is human nature to have fear and doubts. Other people want to do it but just can’t work out how to put aside the funds required or manage the cost of investing in property. Others are just not sure whether they should invest first or buy their ‘white picket-fenced house for the Golden Retriever and the kids and invest later. Others simply think, “I can’t do it. It would be too hard for me.”

Why A Coach?

A coach can help you determine things like:

  1. What is your definition of success?
  2. Do you have a plan?
  3. Are you willing to put your plan into action?

A coach can give you the support and encouragement you need to achieve your goals. They are someone who is on your side, objective and ready to assist with any challenges you may face along the way. A coach will provide guidance and help inspire you to design your financial and life journey. They will celebrate the good times with you and provide encouragement during the challenges. They can teach you how to examine your financial beliefs and values, trust your instincts, and build your excitement to be the best you can be.


Find out where you are at right now. Look at alternative options should anything not be working for you. Put into place the new actions to help you reach your desired destination.

At Strategic Investor, all our sales agents are trained as property “coaches”, not just sales agents.  They will not “shove property down your throat”, and they will simply work with you, your goals and dreams, and hold your hand along the investment journey.

The Right First Steps (Nurturing)

Many wrong steps have been taken by standing still.

Discover the first steps to putting you on track to build a property portfolio that will meet all your life goals

To assist property investors get on track, we offer our clients:

  • Weekly educational webinars
  • We will help you determine what your goals are and then help you achieve them
  • Regular property investment educational seminars.
  • Monthly newsletter updates outlining tax information, loan product specials, investment opportunities, plus much more.
  • Invitations to affiliated property investment and educational seminars.
  • Regular social get-togethers to provide an opportunity for property investors to network and simply socialise with other like-minded investors

What Clients  Say About Us

First Time Investor

“I had always s wanted to get into property investing but just didn’t know-how. The team conducted a free Property Portfolio Plan that made it clear and easy to understand. Now I am well on my way to my second property.”

– Michelle S (Weston, ACT)

First Home Buyer

“I was keen to enter the property market, but as a first-time investor, I just had no idea where to start. They showed me how “property investing” really worked and helped me find the best loan for my circumstances. They even helped coordinate all the confusing issues like deposits, solicitors, stamp duty grants, etc. They basically helped coordinate the whole buying process and all free of charge. Thanks Strategic Investors, I will be back when I am ready for my next


– Therese K (O’Connor, ACT)

Serial Property Investor

“My wife and I run a small retail business and our tax returns don’t show much income. We have been passionate about property for years and already own four investment properties which are now cash flow positive.

We wanted to buy more but the banks said “No” . We saw Catherine at Strategic Investor and she was able to show us how to unlock our two investment properties. And we are able to do this now, rather than waiting until we miss the impending boom. Thanks Catherine.”

Jason P (Amaroo, ACT)


The information contained in the ebook is presented for illustrative and educational purposes only. It is not presented, nor should it be treated as real estate advice, legal advice, investment advice, or tax advice.  Any investment involves risk and potential loss of money. If you require advice in any of these fields, we urge you to contact a suitably qualified professional to assist and advise you.  Your personal individual financial circumstances must be taken into account before you make any investment decision.

Strategic Investors, its author(s), its authorised distributors and licensees, their employees and speakers do not guarantee your past, present or future investment results whether based on this information or otherwise. The information supplied is accurate at the time of press but is always subject to alteration without notice. Strategic Investors and their authorised distributors, licensees, associates and employees may hold shares and/or obtain fees and/or other benefits from the companies presented and promoted. All reasonable care has been taken in the preparation of the information. To the best of our knowledge, no relevant information has been omitted.  However, Strategic Investors and their affiliated companies disclaim all liability should any information or matter in this document differ. Strategic Investors disclaims all liability for clients’ purchase decisions. Photographs are illustrative only.

Frequently Asked Questions

How much does the service cost, and when do I have to pay?
Do you belong to an industry association such as the FBAA or MFAA and if so, does that association have a dispute resolution policy?
How do you identify the best solution? Is it simply commission-based, or do you use a software package?
How many lenders (and which lenders) do you represent?
How do you get paid?
Can you provide comparisons of any loans recommended, including upfront and ongoing fees?
Can you clarify the loan's actual cost, including and excluding interest, fees, and ongoing expenses?
Do you comply with the Privacy Act?
Do you have professional indemnity insurance?
How long have you been in the industry, and can I read your testimonials from previous clients?